Build solid credit habits with these added features.
Control your accounts with our mobile app and online portals.
A credit line you set4
When you start this account, you also open a savings account that is pledged as a security for your credit card account. A minimum refundable security deposit of $300 ($5,000 maximum) is required to open this account.
Notifications will help you keep an eye on your accounts.
APR for Purchases and Balance Transfers:
Secured: 29.24% This APR will vary with the market and is based on the Prime Rate. Spencer Savings Bank Secured Card Terms & Conditions