Web Content Display

Web Content Display

Spencer Savings Bank

Web Content Display

Spencer Savings Bank

Max Cash Preferred Card

Cash back maximized to fit your life.

Earn a $150 Bonus

Earn more on the categories you pick with the Max Cash Preferred Card.

Apply now

Web Content Display

  • 5% cash back

    on the first $2,000 combined eligible purchases each quarter on two chosen categories1

  • Unlimited 2% cash back

    on eligible net purchases on one everyday category chosen

  • Unlimited 1% cash back

    on all other eligible net purchases

So many rewards

  • 5% cash back

    from two categories like these:
    • Cell Phone Providers
    • TV, Internet & Streaming
    • Home Utilities
  • 2% Unlimited cash back

    from one category:
    • Gas Stations & Ground Transportation
    • Restaurants & Food Delivery
    • Grocery Stores & Grocery Delivery
  • 1% Unlimited cash back

    on all other eligible net purchases

  • APR* for Purchases:

    14.49% to 23.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Terms & Conditions

    Intro APR* for Balance Transfers:

    0% introductory APR for the first 12 billing cycles for balances transferred within 366 days from account opening. After that, 14.49% to 23.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Terms & Conditions

  • $150 bonus

    after $500 in eligible net purchases are made within the first 90 days of account opening 2

  • Redeem for deposits

    into eligible checking or savings accounts, statement credits or 
    rewards cards2
  • Plus,

    No required quarterly enrollment
    No rewards expiration for active members

    (Rewards expire after 12 months of inactivity)

  • Annual Fee

    None Terms & Conditions

Web Content Display

Spencer Savings Bank

Choose how to earn up to 5% cash back.

Plus, cash in on your $150 bonus.

Apply now

Web Content Display

The Elan Reward Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).


  • 1Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account. With this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.
  • 2Reward points can be redeemed as cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). A one-time $150 bonus will be awarded for redemption after eligible net purchases totalling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

 

Web Content Display

Cardmember Agreements

Privacy and Security