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1st Source Bank

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1st Source Bank

Limited time offer

The purchasing power of Zero

0% intro APR* on purchases and balance transfers for 18 billing cycles

After that, a variable APR, currently 13.49% - 22.49%*

Apply now
1st Source Bank

Limited time offer

The purchasing power of Zero

0% intro APR* on purchases and balance transfers for 18 billing cycles

After that, a variable APR, currently 13.49% - 22.49%*

Apply now

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1st Source Bank

Earn Cash back2 with your card

Flexible rewards for your business1

Earn Cash back on common business expenses.

Apply now
1st Source Bank

Earn Cash back2 with your card

Flexible rewards for your business1

Earn Cash back on common business expenses.

Apply now

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Visa<sup>®</sup> Real Rewards Card<sup>1</sup>

Visa® Real Rewards Card1

Earn 1.5 points for every $1 you spend on eligible net purchases (equal to 1.5% cash back) 3

  • Intro APR* for Purchases and Balance Transfers: 0% introductory APR for the first 6 billing cycles. After that, Signature Real Rewards: 15.49% to 24.49% based on your creditworthiness when you open your account. Platinum Real Rewards: 15.49% to 24.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Terms & Conditions

  • Get 2,500 bonus points after your first purchase2

  • Redeem your points for cash back, travel, merchandise or gift cards

  • Annual Fee: None Terms & Conditions

Visa<sup>®</sup> Platinum Card

Visa® Platinum Card

Enjoy the everyday convenience of a credit card while saving on interest with a low introductory rate.

  • Intro APR* for Purchases and Balance Transfers: Platinum: 0% introductory APR for the first 18 billing cycles. After that, 13.49% to 22.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Terms & Conditions

  • You could save on interest and pay down your other credit card balances faster

  • Get the flexibility to pay in full or pay down over time.

  • Annual Fee: None Terms & Conditions

Visa<sup>®</sup> Secured Card

Visa® Secured Card

A card that's perfect for anyone who wants to improve or establish their credit.4

  • APR for Purchases and Balance Transfers: Secured: 22.49% This APR will vary with the market based on the Prime Rate. Terms & Conditions

  • Enjoy the convenience of credit, including the option to carry a balance

  • Earn interest on your companion secured savings account

  • Annual Fee: $35 Terms & Conditions

1st Source Bank

Visa® Business Cash Card

Earn up to 3% cash back on eligible net business purchases.

  • Intro APR* for Purchases and Balance Transfers: Business Cash: 0% introductory APR for the first 6 billing cycles. After that, 15.99% to 24.99% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Terms & Conditions

  • Earn 2% cash back on eligible net purchases at restaurants and gas stations2

  • Earn 1% cash back on all other eligible net purchases2

  • $25 cash back awarded after your first purchase3

  • Annual Fee: None Terms & Conditions

1st Source Bank

Visa® Business Real Rewards Card

Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).4

  • Intro APR* for Purchases and Balance Transfers: Business Real Rewards: 0% introductory APR for the first 6 billing cycles. After that, 15.99% to 24.99% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Terms & Conditions

  • 2,500 bonus rewards points awarded after first purchase

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)

  • Annual Fee: None Terms & Conditions

1st Source Bank

Visa® Business Rewards PLUS Card

Earn 3 points for every $1 of purchases in the category you spend the most on: cellular phone services, hotel or airline.5

  • APR for Purchases and Balance Transfers: Business Rewards PLUS: 15.99% to 24.99% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Terms & Conditions

  • Earn 3 points for every $1 of purchases in the category where you spend the most: cellular phone services, hotel or airline; earn 1.5 points for every $1 you spend on all other eligible net purchases5

  • Earn 20,000 bonus rewards points after you spend $2,000 in the first 3 months5

  • Annual Fee: $0 introductory annual fee for the first 12 months, After that $99 for the first year and every year after it will be $99 for Account Owners and $0 for Authorized Employees. Terms & Conditions

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We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.


Subject to credit approval.


  • *The introductory rate does not apply to cash advances. The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply payments to balances with lower APRs, including promotional APRs, before balances with higher APRs. Balance transfer fees will apply.
  • 1The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
  • 2Cash Rewards: "Cash Back Rewards" are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point earned is equal to $0.01 when redeemed. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. Merchants are assigned codes based on what they primarily sell. Elan Financial Services cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. A purchase will not earn additional points if the merchant's code is not eligible. You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will earn additional Points as follows for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified as automated fuel dispensers and service stations or restaurants (1 additional Point); and office supply stores or cellular phone, landline, internet and cable TV services (2 additional Points). Office furniture stores, direct marketing services and printing services may not qualify as office supply stores. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.
  • 3Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, within seven business days, or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. First use bonus points are awarded only on the Authorized Officer purchases. If you're approved for a new Business Rewards PLUS, one-time bonus points will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
  • 4Real Rewards: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
  • 5Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a "Category"). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the "Highest Category") during each billing cycle.
  • 6Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, within seven business days, or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. First use bonus points are awarded only on the Authorized Officer purchases. If you're approved for a new Business Rewards PLUS, one-time bonus points will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

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We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.


Subject to credit approval.


  • *The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
  • 1The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
  • 2Reward points can be redeemed as a cash deposit to a checking or saving account with this Financial Institution only, within seven business days, or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchases and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
  • 3You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
  • 4Late payments or going over the credit limit may damage your credit history. Your credit limit will be equal to the amount of your security deposit.

The creditor and issuer of these card is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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