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Limited time offer

$100 bonus

Simply use your card for purchases by November 30, 20191

Apply now
  • Receive 10,000 bonus points

    That's 2,500 standard points and 7,500 special bonus points the first time you use your card.1

  • Redeem your bonus points

    For $100 cash back2 or other fabulous rewards!

  • Unlimited points

    No CAPS or limits on the number of points you can earn.1

Learn more about how easy it is to earn—and more—with the Real Rewards card

1.5X rewards

Earn 1.5 points per month for every $1 you spend on eligible net purchases.3

Flexible rewards redemption

Earn what you want, your way: Redeem points for cash back, travel, merchandise or gift cards.

Security and convenience

Enjoy peace of mind with chip-enhanced acceptance, Zero Fraud Liability4, emergency card replacement, travel and emergency assistance, extended purchase warranties and 24/7 U.S.-based customer service.

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Earn 1.5X points on eligible net purchases

Start earning automatically. Keep earning because there's no cap on points

Apply now

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We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Subject to credit approval.

  • 1Cardmember will receive a "special" bonus of 7,500 points upon first purchase, which is in addition to the "standard" 2,500 points awarded after first purchase, for a total of 10,000 initial points. In order to qualify, the first purchase must be made by November 30, 2019, and the account must be opened between now and September 30, 2019. The account must remain open, have available credit and be current (no minimum payment past due) at the time the bonus is to be awarded. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. The 2,500 "standard" bonus points and the 7,500 "special" bonus points may be awarded in separate billing cycles. Points expire five years from the end of the quarter in which they are earned.
  • 2Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles.
  • 3You will earn 1.5 Rewards Points ("Points") for each dollar of eligible Net Purchase made with your Account within a billing cycle (equal to 1.5% cash back). Cash Back Rewards are tracked as points and each point earned is equal to $0.01 when redeemed. Monthly net purchase points will be applied each billing cycle. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). The Elan Rewards Program is subject to change.
  • 4Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

This offer is valid only for new Real Rewards consumer accounts with this Financial Institution. The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated, and American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.

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