Everyday Rewards+ Credit Card. Limited time offer.

Say hello to up to 4x points

Carter Bank & Trust

PLUS,
$150
BONUS1

Apply Now

Unlimited 4x points

on dining, take-out & food delivery2

Unlimited 2x points

2x unlimited points at grocery stores, grocery delivery, gas and electric vehicles charging stations and streaming services2

Unlimited 1x points

on all other eligible net purchases2

LEARN MORE

So many options to redeem rewards

Redeem for:

Cash Back – 2,500 points for $25 cash back2

Merchandise – music, movies, books, electronics

Brand name gift cards – over 250 brands of  retailers and restaurants

Travel – air travel, hotel stays, rental cars and more

 

$150 bonus (15,000 points)1

after $500 in eligible net purchases are made within the first 90 days of account opening

Plus

No required enrollment into categories
Add this credit card to your mobile wallet and earn points conveniently and securely

 

The Elan Reward Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Rewards, and you will immediately lose all of your Rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Subject to credit approval.

 

  • 1If you're approved for a new Everyday Rewards+ Card, a one-time $150 bonus (15,000 points) will be awarded for redemption after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.
  • 2You will earn 1 Point for every dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn 3 additional Points for every dollar in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn 1 additional Point for every dollar in eligible net purchases during each billing cycle at merchants classified as a gas station, electric vehicle charging station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Cash [rewards] can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Points expire five years from the end of the quarter in which they are earned.

 

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporate.

 

Cardmember Agreements

Privacy and Security