So many rewards
No caps or limits1:
on the number of points you can earn
Flexible Redemption:
Redeem points for your choice of cash back, travel, gift cards and merchandise
APR for Purchases and Balance Transfers:
19.49% to 26.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. Royal Bank Smart Business Rewards Card Terms & Conditions
Now pay over time with a Card ExtendPay plan
Split purchases into affordable payments with no interest – just a low, fixed monthly fee*.
New cardmembers receive a $0 fee offer on ExtendPay plans opened in the first 60 days after account opening.
Annual Fee
$0 introductory annual fee for the first 12 months. After that, $95 for Account Owners and $0 for Authorized Employees. Royal Bank Smart Business Rewards Card Terms & Conditions
Free employee cards:
Keep track of employee expenses while earning as many rewards as possible