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Cash back maximized to fit your life

Earn a $150 Bonus

Earn more on the categories you pick with the Max Cash Preferred Card.

Apply now
Deerwood Bank

Max Cash Preferred Card

Earn more on the categories you pick with the Max Cash Preferred Card.

Apply now

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5% cash back

on the first $2,000 combined eligible purchases each quarter on two chosen categories1

Unlimited 2% cash back

on eligible net purchases on one everyday category chosen

Unlimited 1% cash back

on all other eligible net purchases

So many rewards

5% cash back

from two categories like these:
• Cell Phone Providers
• TV, Internet & Streaming
• Home Utilities

Redeem for deposits

Into eligible checking or savings accounts, statement credits or reward cards2

APR* for Purchases:

14.49% to 23.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate.
See terms & conditions.

2% Unlimited cash back

from one category:
• Gas Stations & Ground Transportation
• Restaurants & Food Delivery
• Grocery Stores & Grocery Delivery

Plus,

No required quarterly enrollment
No rewards expiration for active members

(Rewards expire after 12 months of inactivity)

Intro APR* for Balance Transfers:

0% introductory APR for the first 12 billing cycles for balances transferred within 366 days from account opening. After that, 14.49% to 23.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate.
See terms & conditions.

1% Unlimited cash back

on all other eligible net purchases

$150 bonus

after $500 in eligible net purchases are made within the first 90 days of account opening 2

Annual Fee*

None See terms & conditions.

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The Elan Reward Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).


  • *The 0% introductory APR applies to balance transfers and is valid for the first 12 billing cycles. The introductory rate does not apply to purchases and cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum payment will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum will be applied in the order of highest to lowest APR balances. We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
  • 1Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account. With this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.
  • 2Reward points can be redeemed as cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). A one-time $150 bonus will be awarded for redemption after eligible net purchases totalling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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Cardmember Agreements

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