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Platinum Card

Limited time offer.

The purchasing power of Zero

0% intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR, currently 11.99%-20.99%.*

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  • Low intro APR

    This introductory rate is for an extended time.

  • Great way to save

    With the low interest, this card can be a great way to pay down debt.

  • Payment flexibility

    Pay off your balance in full to slowly pay down over time.

Built-in benefits for your convenience

  • Make mobile payments

    Your card is mobile payment enabled, allowing you to conveniently make purchases with your phone.

  • Monitor your account online

    You can conveniently check on your account through our mobile and online portals.

  • Intro APR* for Purchases and Balance Transfers

    Platinum: 0% introductory APR for the first 15 billing cycles. After that, 13.49% to 23.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Terms & Conditions

  • Secure and protected

    Enjoy peace of mind with chip-enhanced acceptance, Zero Fraud Liability,1 emergency card replacement, travel and emergency assistance, extended purchase warranties and 24/7 U.S.-based customer service.

  • Annual Fee

    None Terms & Conditions

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Lower rate, for a longer period.

But only for a limited time.

Apply Now

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We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Subject to credit approval.

  • *The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
  • 1Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these card is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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Cardmember Agreements

Privacy and Security