Built-in benefits for your convenience
Easily add to your mobile device for simple, secure payments
Make mobile purchases with compatible Apple®, Android® or Samsung® phones.
Secure and protected
Enjoy peace of mind with chip-enhanced acceptance, zero fraud liability1, emergency card replacement, travel and emergency assistance, extended purchase warranties and 24/7 U.S. based customer service.
Monitor your account online
You can conveniently check on your account through our mobile and online portals.
Intro APR* for Purchases and Balance Transfers:
Platinum: 0% introductory APR for the first 24 billing cycles. After that, 15.49% to 25.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Spectra Credit Union Platinum Card Terms & Conditions