Limited time offer.
Zero is the best rate
0% intro APR* on purchases and balance transfers for 20 billing cycles. After that, a variable APR, currently 9.99% - 17.99%.*
This introductory rate is for an extended time.
In the event of an unexpected bill, a 0% Intro APR can keep your finances more manageable.
Enjoy all of these benefits with no annual fee.*
Built-in benefits for your convenience
Make mobile purchases with compatible Apple®, Android® or Samsung® phones
You can conveniently check on your account through our mobile and online portals.
Platinum: 0% introductory APR for the first 20 billing cycles. After that, 9.99% to 17.99% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Terms & Conditions
Enjoy peace of mind with chip-enhanced acceptance, zero fraud liability,1 emergency card replacement, travel and emergency assistance, extended purchase warranties and 24/7 U.S.-based customer service.
None Terms & Conditions
We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.