The College Real Rewards card is an excellent opportunity for someone starting a credit history!
Earn 1.5 points monthly for every $1 you spend on eligible net purchases.3
Security and convenience
Enjoy peace of mind with chip-enhanced acceptance, zero fraud liability4, emergency card replacement, travel and emergency assistance, extended purchase warranties and 24/7 U.S.-based customer service.
Annual FeeNone Spectra Credit Union College Real Rewards Terms & Conditions
Build a strong financial future
Get tips, calculators and other financial tools to help guide your financial future.
Intro APR* for Balance Transfers:
0% introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening. After that, Signature Real Rewards: 15.99% to 24.99% based on your creditworthiness when you open your account. Platinum Real Rewards: 15.99% to 24.99% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Spectra Credit Union College Real Rewards Terms & Conditions
Easily add to your mobile device for simple, secure payments
Make mobile purchases with compatible Apple®, Android® or Samsung® phones
Stay on top of your balance and due dates with alerts via email or text.5