The College Real Rewards card is an excellent opportunity for someone starting a credit history!
1.5X rewards1
Earn 1.5 points monthly for every $1 you spend on eligible net purchases.2
Security and convenience
Enjoy peace of mind with chip-enhanced acceptance, zero fraud liability3, emergency card replacement, travel and emergency assistance, extended purchase warranties and 24/7 U.S.-based customer service.
Annual Fee
None First Trust Credit Union College Real Rewards Terms & Conditions
Build a strong financial future
Get tips, calculators and other financial tools to help guide your financial future.
Intro APR* for Balance Transfers:
0% introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening. After that, Signature Real Rewards: 18.99% to 29.24% based on your creditworthiness when you open your account. Platinum Real Rewards: 18.99% to 29.24% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. First Trust Credit Union College Real Rewards Terms & Conditions
Easily add to your mobile device for simple, secure payments
Make mobile purchases with compatible Apple®, Android® or Samsung® phones
Account Alerts
Stay on top of your balance and due dates with alerts via email or text.4
Intro APR* for Purchases:
0% introductory APR for the first 6 billing cycles. After that, Signature Real Rewards: 18.99% to 29.24% based on your creditworthiness when you open your account. Platinum Real Rewards: 18.99% to 29.24% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. First Trust Credit Union College Real Rewards Terms & Conditions