So many rewards
Protecting your peace of mind
Benefits like zero fraud liability4 and auto rental collision damage waiver5 help defend your business.
$25 cash back
Get this bonus reward applied to your account after your first purchase.3
Free employee cards
Keep track of employee expenses while earning as many rewards as possible
Annual Fee
None Area Federal Credit Union Business Cash Preferred Terms & Conditions
Now pay over time with a Card ExtendPay plan
Split purchases into affordable payments with no interest – just a low, fixed monthly fee*.
New cardmembers receive a $0 fee offer on ExtendPay plans opened in the first 60 days after account opening.
Intro APR* for Purchases:
0% introductory APR for the first 6 billing cycles. After that, 18.49% to 27.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. Area Federal Credit Union Business Cash Preferred Terms & Conditions
See and sort expenses
Use our online reporting tools to view credit card spending by categories, transaction type and a defined transactional period—month, quarter or year.
Intro APR* for Balance Transfers:
0% introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening. After that, 18.49% to 27.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. Area Federal Credit Union Business Cash Preferred Terms & Conditions