A premium metal card with benefits to match
Redeem for
Travel – air travel, hotel stays, rental cars and more
Cash Back1 – 2,500 points for $25 cash back
Merchandise – music, movies, books, electronics
Brand name gift cards – over 125 brands of retailers and restaurants
Annual Fee
Now pay over time with a Card ExtendPay plan
Split purchases into affordable payments with no interest – just a low, fixed monthly fee*.
New cardmembers receive a $0 fee offer on ExtendPay plans opened in the first 60 days after account opening.
APR for Purchases:
19.74% to 29.74% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. Waterfall Bank Reserve Rewards+ Terms & Conditions
$500 bonus (50,000 points)
after $4,500 in eligible net purchases are made within the first 90 days of account opening7
Plus,
Airport lounge access with complimentary Priority PassTM Select membership4
$100 travel credit2
Up to $100 TSA PreCheck® or Global Entry® application credit5
$60 Priority Wine Pass credit6
APR for Balance Transfers:
19.74% to 29.74% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. Waterfall Bank Reserve Rewards+ Terms & Conditions