BUSINESS CARD
The purchasing power of Zero
Business: 0% introductory APR for the first 18 billing cycles. After that, 16.99% to 25.99% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. See Terms & Conditions
Extended low intro rate
Save on interest with a great low introductory rate for an extended time
Purchasing Power
Use for larger purchases, unexpected expenses or last-minute necessities
Pay down balances
Pay down your other credit card balances faster
Free employee cards
Keep track of employee expenses while earning as many rewards as possible
Additional Benefits
No annual fee
Enjoy all of these benefits with no annual fee. See Terms & Conditions
Now pay over time with a Card ExtendPay plan
Split purchases into affordable payments with no interest – just a low, fixed monthly fee*
Intro APR* for Purchases
Business: 0% introductory APR for the first 18 billing cycles. After that, 16.99% to 25.99% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. See Terms & Conditions
Intro APR* for Balance Transfers
Business: 0% introductory APR for the first 18 billing cycles for balances transferred within 558 days from account opening. After that, 16.99% to 25.99% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. See Terms & Conditions
Elan Financial Services may change APRs, fees and other Account terms in the future based on your experience with it and its affiliates as provided under the Cardmember Agreement and applicable law.
Subject to credit approval.
- *The introductory rate does not apply to cash advances. The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply payments to balances with lower APRs, including promotional APRs, before balances with higher APRs. Balance transfer fees will apply. Balance Transfer Information: Balance transfer transactions from other Elan Financial Services accounts are not permitted. Balance transfers submitted at time of application will be held for 10 days before processing. Card ExtendPay fees: A monthly fee not to exceed 1.6% of the original principal amount in a Card ExtendPay plan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. ExtendPay fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay plans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.
- 1. Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporate.