So many rewards
Protecting your peace of mind
Benefits like zero fraud liability1 help defend your business.
Intro APR* for Purchases and Balance Transfers:
Business: 0% introductory APR for the first 18 billing cycles. After that, 14.24% to 23.24% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Citizens State Bank Business Card Terms & Conditions
Free employee cards
Keep track of employee expenses while earning as many rewards as possible
See and sort expenses
Use our online reporting tools to view credit card spending by categories, transaction type and a defined transactional period—month, quarter or year.